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Hey Chris,
Glad to hear your mom is ok. These kinds of things remind us to take care of our health. Winning that bike was awesome and will help…congrats!
About the insurance, I recently had to find a new insurance for my family. A family friend of ours in Houston helped find the perfect plan for my family, so if you wanted to double check your rate against others….give George a call at 713-975-1088. His website is http://www.benefitmax.com.
He told me that some of his young, healthy clients pay a very low premium because they never need to see the doctor. Maybe George can compare your plan to some he has available.
Michael